Protect Revenue . Grow Profits

Accept digital payments without the risk

Is Credit Card Acceptance Impacting Your Profits?

Our mission is to help merchants keep what they earn by protecting revenues typically lost to fees, fraud and friction related to digital payments

RECOUP Surcharging Platform Features


RECOUP Surcharging

Significantly improves margins


Compliant surcharging technology that makes it possible to start accepting credit cards without the cost.

100% Compliant
Integrates with any Shopping Cart
Integrates with your Processor
Available in Most States some Restrictions Apply

Everything You Need to Grow Profits With One Integration

Start getting the most out of every transaction


All-in-one Platform

Grow fast and deliver amazing experiences

Stop profits from falling through the gaps with technology that adapts to any business or store.

Manage profit recovery
Simple transparent dashboard
Powerful pay as you go features

BRANCH Affiliates and Stack Developers

Join the SCRATCH Platform Economy


Opportunities to share profits and expand the SCRATCH stack

Stack Developer

Build, deploy, and profit from licensing apps on the SCRATCH Platform.

Branch Affiliate

Build your portfolio of Merchant accounts or maintain your own private SCRATCH OS instance.

Want to Protect Revenue?

We'd love to set up a call to chat about how we can grow your profits

Compliant Surcharging from SCRATCHTM

SCRATCH makes it simple to integrate surcharging into any application. + BOODLE


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