The Future of Payments
is portable.

We're on a mission to modernize payments.

Scratch simplifies what was once considered an impossibility, until now: How to bring payments into the future by removing the countless 3rd parties, layers of dysfunctional archaic technology, and complexity that's developed between companies, their data, and their customers. The answer, next generation payments portability.

Portability, now even more ways to protect profits.

Scratch is the first of its kind cloud technology that provides companies with the infrastructure and simple interfaces to securely capture, store and route sensitive data between trusted partners, without losing control or the flexibility of how it needs to be used, all with a single connection.

Use the Same Data on Multiple Platforms.
Keeps data from getting stuck in one system.
Increases flexibility and eliminates vendor lock in.
Enhanced optionality with conditional routing logic.
Seamlessly transition between vendors.
Avoid failed transactions with failover protection.
Rapidly expand locally on a global scale.
Optimize costs with intelligent routing.
Build secure networks between providers.

The Team.

We are a diverse group fiercely committed to helping businesses keep what they earn by unifying and transforming payments and transaction data.


Mahmoud Alballah - CTO | Larry Douglas Visual Engineer | Lorde Astor West - CEO Founder | Lincoln A. West - CFO General Counsel

Choose a Better Way to Get Paid


Scratchware is a cloud-native platform built on a proprietary rapid development framework comprising small building block apps and services that run on aggregate data to deliver enhanced digital commerce and custom agnostic payments capabilities for companies.

What We Offer

SCRATCHWARE Provides: Profit Recovery Services including, Compliant Surcharging as a Service, Cash Discounting, Service Fee Delivery, Convenience Fees, Agnostic Intelligent Payments Routing, Data Aggregation, Secure Global Cloud APIs, Data Vaulting, Tokenization, Frictionless Commerce, Data Portability, Cloud Services, and Visualized Data.

Surcharging Service Areas

We provide surcharging service to the entire US, US territories, and Canada except in locations where Surcharging is prohibited. Service Fees are limited to authorized MCC Codes Only.


Scratch Software Inc. is committed to a diverse and distributed working environment and is headquartered in the United States

Please Contact us for business hours.