Transforming Digital Commerce.

Scratch Software Inc. Launches the First of Its Kind Portable Payments Platform


Phoenix, August 26, 2020  — Scratch Software Inc., the Phoenix, Arizona company that pioneered Surcharging as a Service™ announced today that it has expanded its technology offering with the launch of its new proprietary full-stack portable payments platform, Scratchware™ .


The new platform is set to relieve business owner from the burden of fees, friction, and fraud typically related to ecommerce and credit card processing.


Through a single integration, Scratch’s new technology builds a secure network between providers, equipping business owners with the infrastructure and simple interfaces to unify payments and transaction data all under one platform. Now businesses can avoid vendor lock in by using the same data anywhere and seamlessly transitioning between providers.


“Portability is the way of the future,” says Lorde Astor West Scratch’s CEO and Founder.  “Until now business owners have been locked-in to using multiple vendors and platforms that did not play nice with each other.  By offering businesses the ability to unify all their data we are closing the gaps created by multiple legacy systems, creating a clear view of all of their business data, and protecting a tremendous amount of revenue.”  


With Scratchware™ in play, businesses can now increase margins by seeing all of their data in one place,  recovering revenue typically lost to processing fees, realizing an uplift in purchase volume with flexible payment options, and optimizing processing costs with intelligent routing.


Scratchware™ apps and services are being offered on a use-what-you-need, pay-as-you-go basis with discounts for businesses who process a large volume of transactions. Scratch is currently inviting strategic groups of merchants and select reseller partners to participate in industry specific pilot programs focused on providing the exact solutions needed to meet the business goals of the program’s merchants.


About Scratch Software

Originally conceived in 2016 by Lorde Astor West, a local Phoenix tech entrepreneur as a means to make data portable, Scratch was launched as a stand-alone platform for merchants in October 2018 starting with Surcharging as a Service™, a much sought-after pricing strategy. As a result of Scratch’s technology,  a nearly trillion-dollar issue related to digital commerce is of being solved: lost revenue due to fees, friction, and fraud.




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Scratchware is a cloud-native platform built on a proprietary rapid development framework comprising small building block apps and services that run on aggregate data to deliver enhanced digital commerce and custom agnostic payments capabilities for companies.

What We Offer

SCRATCHWARE Provides: Profit Recovery Services including, Compliant Surcharging as a Service, Cash Discounting, Service Fee Delivery, Convenience Fees, Agnostic Intelligent Payments Routing, Data Aggregation, Secure Global Cloud APIs, Data Vaulting, Tokenization, Frictionless Commerce, Data Portability, Cloud Services, and Visualized Data.

Surcharging Service Areas

We provide surcharging service to the entire US, US territories, and Canada except in locations where Surcharging is prohibited. Service Fees are limited to authorized MCC Codes Only.


Scratch Software Inc. is committed to a diverse and distributed working environment and is headquartered in the United States

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